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New Scotiabank Credit Card Offers for July 2026

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This morning, Scotiabank has launched new and extended welcome offers for several of its credit cards, including the popular Scotiabank Passport Visa Infinite+ Card, the Scotiabank Gold American Express Card, and the Scotiabank Platinum American Express Card.

Let’s dive into the new Scotiabank credit card offers launched on July 2nd, 2026.

Scotiabank Gold American Express Card – Up To 50,000 Scene+ Points!


Scotiabank Gold American Express Card

The Scotiabank Gold American Express Card earns an impressive 6x Scene+ points at Empire-affiliated grocery stores, 5x at all other grocery stores and restaurants, and 3x on gas, transit, and streaming. Plus, the card offers no foreign transaction fees.

Scene+ points are redeemed at a rate of 100 Scene+ points = $1 against any travel purchase, making this a powerful everyday card for those who want strong earning rates without the complexity of transfer partners.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
50,000 Scene+ points

MINSPEND
$7,500

EST. VALUE
$650+

ANNUAL FEE
$120

FOREX FEES
No

EXPIRY
Nov 1, 2026

The Scotiabank Gold American Express Card now offers a welcome bonus of up to 50,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 30,000 Scene+ points upon spending $2,000 in the first 3 months
  • Earn 20,000 Scene+ points upon spending $7,500 in the first 12 months

The Scotiabank Gold American Express card is the best credit card for grocery purchases in Canada, as it earns 6x Scene+ points at Empire grocery stores and 5x Scene+ points at all other grocery stores. 

This card also has no foreign exchange fees, meaning cardholders will save 2.5% on all foreign transactions. Additionally, the card grants access to American Express Offers, giving cardholders the opportunity to earn even more rewards or cash back on their purchases at specific retailers. See our Scotiabank Gold American Express Card review for all the details about this excellent financial product.

Click to apply for the cash back rebate offer on the Scotiabank Gold American Express card with a $150 FlyerFunds Rebate!

Scotiabank Passport Visa Infinite+ Card – Up To 60,000 Scene+ Points!


Scotiabank Passport Visa Infinite+ Card

The Scotiabank Passport Visa Infinite+ Card is one of Canada’s best all-around travel cards, offering no foreign transaction fees and six complimentary airport lounge passes through the Visa Airport Companion Program.

Scene+ points are easy to earn on everyday spending and can be redeemed flexibly for travel, groceries, and more, making it a strong everyday carry for travellers who want simplicity and real value for $150 per year.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
60,000 Scene+ points

MINSPEND
$40,000

EST. VALUE
$750+

ANNUAL FEE
$150

FOREX FEES
No

EXPIRY
Aug 3, 2026

The Scotiabank Passport Visa Infinite+ Card now offers a record-high welcome bonus of up to 60,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 40,000 Scene+ points upon spending $2,000 in the first 3 months
  • Earn 10,000 Scene+ points upon spending $10,000 in the first 6 months
  • Earn 10,000 Scene+ points upon spending $40,000 in the first year

The Scotiabank Passport Visa Infinite card has no foreign transaction fees and cardholders will also receive complimentary access to the Visa Airport Companion program which includes six complimentary airport lounge passes. See our Scotiabank Passport Visa Infinite+ Card review for more details.

Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite card with a $150 FlyerFunds Rebate!

Scotiabank Platinum American Express Card – Up To 100,000 Scene+ Points!


Scotiabank Platinum American Express Card

The Scotiabank Platinum American Express Card offers 10 complimentary annual airport lounge passes through Priority Pass and Plaza Premium, no foreign transaction fees, and a notably low 9.99% purchase and cash advance interest rate.

Cardholders also benefit from access to American Express Offers for additional savings at retailers, restaurants, and travel, rounding out a strong premium package for frequent travellers who occasionally may carry a balance.

Earn $200 in FlyerFunds when you apply through Frugal Flyer.

OFFER
100,000 Scene+ points

MINSPEND
$10,000

EST. VALUE
$1,200+

ANNUAL FEE
$399

FOREX FEES
No

EXPIRY
Nov 1, 2026

The Scotiabank Platinum American Express Card now offers a welcome bonus of up to 100,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 60,000 Scene+ points upon spending $3,000 in the first 3 months
  • Earn 20,000 Scene+ points upon spending $10,000 in the first 6 months
  • Earn 20,000 Scene+ points when you make one eligible purchase that is posted to the new account during the 14th month after the account was opened

The Scotiabank Platinum American Express Card is a premium card and thus comes with several travel-focused benefits. Most notably, it offers 10 airport lounge passes that can be used at over 1,300 lounges worldwide and no foreign transaction fees on purchases made in a currency other than Canadian dollars.

Click to apply for the cash back rebate offer on the Scotiabank Platinum American Express Card with a $200 FlyerFunds Rebate!

Scotia Momentum Visa Infinite+ Card – Up To $300 Cash Back!


Scotia Momentum Visa Infinite+ Card

The Scotia Momentum Visa Infinite+ Card earns 4% cash back on grocery purchases, eligible recurring bill payments, and subscription purchases.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
$300 cash back

MINSPEND
$2,000

EST. VALUE
$450+

ANNUAL FEE
$120 (FYF)

FOREX FEES
Yes

EXPIRY
Nov 1, 2026

The Scotia Momentum Visa Infinite+ Card now offers a welcome bonus of up to $300 cash, earned through a simplified spending structure:

  • Earn 15% cash back on purchases for the first 3 months (up to $300 in cash back)
  • Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that)
  • And, no annual fee in the first year, including on additional cards.

The Scotia Momentum Visa Infinite+ Card is an excellent option for daily spend, as it earns 4% cash back on grocery store purchases, recurring bill payments, and subscription purchases (up to $25,000 in purchases per cardholder year). Plus, earned cash back can be redeemed at any point as long as you are redeeming more than $25 in one transaction.

Click to apply for the cash back rebate offer on the Scotia Momentum Visa Infinite+ Card with a $150 FlyerFunds Rebate!

Scotiabank Scene Visa Card – Up To 5,000 Scene+ Points


Scotiabank Scene Visa Card

The Scotiabank Scene Visa Card earns 2x Scene+ points on purchases at Empire grocery stores, Cineplex, and Home Hardware.

Earn $60 in FlyerFunds when you apply through Frugal Flyer.

OFFER
5,000 Scene+ points

MINSPEND
$1,000

EST. VALUE
$110+

ANNUAL FEE
$0

FOREX FEES
Yes

EXPIRY
Nov 1, 2026

The Scotiabank Scene Visa Card now offers a welcome bonus of up to 5,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 2,500 Scene+ points upon spending $250 in the first 3 months
  • Earn 2,500 Scene+ points upon spending $1,000 in the first 3 months

The Scotiabank Scene Visa Card earns 2 Scene+ points per dollar spent on a variety of categories, including:

  • 2 Scene+ points for every dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, and Co-Op.
  • 2 Scene+ points for every dollar spent on purchases at Cineplex theatres and online at cineplex.com (such as movie tickets, movie rentals, and concessions).
  • 2 Scene+ points for every dollar spent on purchases at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada, and online at homehardware.ca.

Click to apply for the cash back rebate offer on the Scotiabank Scene Visa Card with a $60 FlyerFunds Rebate!

Conclusion

Credit card offers are an ever-changing world, and it’s always useful to stay on top of what is available out there when you are considering signing up for your next credit card. We will continue to keep this article up to date with the latest offer changes to Scotiabank credit cards as they happen.

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